Membership card fees are refundable only as per the company’s refund policy.

The membership card is not a credit, debit, or ATM card; it is exclusively for availing financial consultancy services.

The card may be used by either the cardholder or a designated representative.

Client information and files processed by the company will not be shared in any written or digital format.

All documents provided by clients are kept secure and used strictly for loan purposes. If third parties misuse the documents, the company is not liable.

The process for obtaining a pre-approved loan offer depends on bank restrictions and customer behavior, and differs from the company’s process. If the loan is granted by another organization, we are not responsible.