• Membership card fees are refundable only as per the company’s refund policy.

  • The membership card is not a credit, debit, or ATM card; it is exclusively for availing financial consultancy services.

  • The card may be used by either the cardholder or a designated representative.

  • Client information and files processed by the company will not be shared in any written or digital format.

  • All documents provided by clients are kept secure and used strictly for loan purposes. If third parties misuse the documents, the company is not liable.

  • The process for obtaining a pre-approved loan offer depends on bank restrictions and customer behavior, and differs from the company’s process. If the loan is granted by another organization, we are not responsible.

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